Zions Bank recognizes that its strength comes from the dedication,experience and talents of its diverse employee base. As we usher in the next generation of banking,we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" every year since 2013,as Best Employer from Utah's Best of State and among the Best Places to Work in Idaho. Make the leap into a new era of banking. Let us transform your career.
Zions Bank is now accepting resumes for a Mortgage Lender in the Retail Mortgage Group.
Ideal candidates will have the skills and experience necessary to:
+ Solicit and generate mortgage business for the bank through previous contacts,relationships and referrals including real estate agents,builders,developers and branches.
+ Originate residential home loans. Remain informed of trends and developments in the local real estate market,and changing rules and regulations pertaining to mortgages.
+ Ensure compliance with regulatory guidelines in the performance of loan originator duties.
+ Interview potential applicants to gain information concerning their needs,desires and other goals,as well as obtain and review pertinent financial and credit data.
+ Assist customers with information about loan types and interest rate options,lock interest rates as requested by customers,preparing and sending initial disclosures to customers and submit information to automated underwriting software.
+ Ensure any re-disclosures are made timely.
+ Order appraisals through system,arrange for title search and obtain necessary documents when appropriate.
+ Communicate with customers throughout the process and work with processors through closing.
+ Develop and maintain internal relationships to drive cross-sell opportunities for other bank products.
+ May be asked to complete other duties.
What you'll bring to the table:
+ College degree and 2+ years of mortgage lending origination experience required,including residential construction experience or other directly related experience. A combination of education and experience may meet requirements.
+ Advanced knowledge of residential construction and/or mortgage lending,processing,credit analysis and mortgage regulations.
+ Broad knowledge of mortgage loan products,secondary market and underwriting guidelines.
+ Proven sales experience and track record of achievement of sales goals.
+ Excellent communication,interpersonal and organizational skills.
+ Working knowledge of federal,state and local regulatory mortgage lending requirements.
+ Knowledge of various software applications including Microsoft Office Suite.
What's in it for you?
+ Competitive base salary.
+ Backing of one of the most successful community focused banks in the western U. S.
+ Generous employee benefits,including immediate vesting of 401K match.
This position requires Federal Registration with the National Mortgage Licensing System (NMLS),in accordance with the SAFE Act.
Req ID: 051569
Equal Opportunity Employer
It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment,without regard to race,color,religion,age (40 and over),sex,pregnancy,gender,disability,national origin,ethnic background,citizenship,veteran status,sexual orientation,gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal,state,and local laws.
If you are an individual with disabilities who needs accommodation,or you are having difficulty using our website to apply for employment,please contact us at (801) 844-7628,Mon.-Fri. between 9 a.m. - 5 p.m. MST.
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